Services Catalogue · Five Capability Groups

We build the data foundation
your AI needs to actually work.

Specialist data and AI consultancy for regulated industries — from strategy and data foundations through intelligent automation and AI governance. Eighteen services across five capability groups, built for organisations where explainability and compliance are non-negotiable.

Specialty Insurance Financial Services NHS & Public Sector Mid-Market Enterprise
AI Strategy & Advisory

AI Strategy & Advisory

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We help regulated organisations make sense of AI before committing to it — building the strategy, governance, and business case that ensures every investment in data and AI is sequenced correctly and delivers measurable value.

Strategy Foundation
AI Readiness Assessment
A structured diagnostic of your data estate, current tooling, team capabilities, and organisational readiness for AI deployment. We score each dimension against Lloyd's Market benchmarks and identify the highest-ROI entry points.
→ Data maturity audit across structured and unstructured sources
→ AI opportunity scoring by workflow and business class
→ Gap analysis: data quality, governance, infrastructure, skills
→ Benchmarking against specialty market peers
Readiness ReportOpportunity Matrix3-page Executive Summary
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Strategic Planning
Data & AI Roadmap Design
We translate your AI ambitions into a phased, costed, and prioritised roadmap — sequenced around quick wins that fund longer-term transformation. Every recommendation is grounded in your actual business strategy, not generic AI hype.
→ Use case identification and business case development
→ Phased delivery plan with 30/90/180-day milestones
→ Build vs buy vs partner analysis for each use case
→ Resource and skills requirements planning
→ Risk and dependency mapping across initiatives
Roadmap DocumentBusiness CasesInvestment Model
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Operating Model
AI Operating Model Design
Deploying AI without rethinking how work gets done leads to failed adoption. We design the operating model changes — governance structures, human-AI workflows, reviewer roles, and escalation paths — that make AI sustainable in production.
→ AI governance framework and accountability structures
→ HITL workflow design for regulated outputs
→ Reviewer role definition and training programme design
→ Change management and adoption planning
→ AI ethics and bias review framework
Operating Model BlueprintGovernance FrameworkRole Definitions
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Technology Advisory
Technology Stack Advisory
LLM selection, vector store architecture, agent orchestration frameworks, cloud deployment models — the landscape changes quarterly. We provide vendor-neutral guidance on the technology choices that will scale in regulated insurance environments without creating technical debt.
→ LLM provider evaluation (Anthropic, OpenAI, Google, open-source)
→ Agent framework selection: LangGraph, CrewAI, AutoGen, custom
→ Vector database and RAG architecture design
→ Cloud platform strategy (Azure, AWS, GCP) for regulated data
→ Observability, logging and model governance tooling
Architecture Decision RecordsVendor Evaluation MatrixPoC Design
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Regulatory & Compliance
AI Compliance & Governance Review
Lloyd's Blueprint Two, FCA AI principles, EU AI Act obligations, and ICO guidance are all in play for London Market firms. We audit your AI initiatives for compliance exposure and design the governance infrastructure to keep you ahead of the regulatory curve.
→ FCA AI principles alignment review
→ Lloyd's Blueprint Two data compliance assessment
→ EU AI Act risk classification for insurance use cases
→ Audit trail and explainability requirements design
→ Model risk management framework
Compliance Gap ReportRisk RegisterGovernance Policy Templates
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Measurement
AI Value & ROI Framework
AI investments are hard to justify without a clear measurement model. We design the value framework — metrics, baselines, attribution models, and reporting structures — that lets you track ROI from first deployment through production scale.
→ KPI definition for underwriting, claims and operational AI
→ Baseline measurement and A/B testing design
→ Time and cost savings attribution methodology
→ Monthly performance reporting design
Value FrameworkMeasurement PlaybookDashboard Template
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Intelligent Automation

Intelligent Automation

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We design, build, and deploy production-grade AI agents for regulated workflows. Agents that read documents, make decisions, route work, classify data, and escalate to humans exactly when they should — with XAI and HITL built in.

Agent Design
AI Agent Architecture & Design
Before building, we design. We scope the agent's task boundaries, tool permissions, escalation logic, memory architecture, and output format — ensuring the agent behaves predictably in production, not just in demos.
→ Agent scope definition and boundary setting
→ Tool and API integration design (RAG, web search, databases)
→ Memory architecture: short-term context vs long-term recall
→ Multi-agent orchestration patterns (supervisor, parallel, sequential)
→ Failure mode analysis and graceful degradation design
→ Prompt engineering and output schema design
Agent Design SpecArchitecture DiagramPrompt Library
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Document Intelligence
Document Processing & Extraction Agents
Unstructured data is the core problem in specialty insurance. Slips, endorsements, schedules, binders, loss runs, and survey reports — we build agents that read them accurately, extract the fields that matter, and structure the output for downstream systems.
→ PDF, DOCX, image and scanned document ingestion
→ Custom field extraction against your schema or taxonomy
→ Normalisation and validation against reference data
→ Confidence scoring and HITL routing for uncertain extractions
→ Lloyd's CDR / MRC v3 field mapping
→ Batch processing with full audit trails
Extraction AgentSchema DesignAccuracy Report
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Decision Automation
Underwriting & Triage Agents
From initial submission triage to renewal assessment, we build agents that apply your underwriting logic, flag exceptions, score risk signals, and route submissions — reducing decision latency while keeping underwriters in control of the outputs that matter.
→ Submission classification and priority scoring
→ Appetite screening against underwriting guidelines
→ Data enrichment from internal and external sources
→ Risk signal detection and exception flagging
→ Renewal comparison and change detection
→ Referral routing with structured reason codes
Triage AgentRouting LogicUnderwriter UI
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Claims Intelligence
Claims Processing & Analysis Agents
Claims data is voluminous, inconsistently structured, and legally sensitive. We build agents that read claim files, extract key facts, check policy coverage, identify anomalies, and generate handler briefings — turning hours of file review into minutes.
→ FNOL processing and initial coverage check
→ Policy vs claim fact pattern comparison
→ Claims classification and categorisation at scale
→ Anomaly and fraud signal detection
→ Handler briefing generation with source citations
→ Reserve adequacy signal flagging
Claims AgentCoverage LogicHandler Dashboard
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Integration & Deployment
Agent Integration & API Development
Agents are only useful when they connect to the systems people actually use. We build the API layers, webhook handlers, and integration connectors that embed agents into existing platforms — Guidewire, Sequel, OPUS, Duck Creek, broker portals, and custom systems.
→ REST API development and secure endpoint design
→ Policy administration system integration
→ ACORD XML / CSIO data standard handling
→ Webhook and event-driven pipeline construction
→ SSO and identity management integration
→ Deployment in Azure, AWS or on-premise environments
Integration PackageAPI DocumentationDeployment Guide
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Knowledge Management
RAG Knowledge Bases & Enterprise Search
We build retrieval-augmented generation systems that give agents and users accurate, source-cited answers from your internal document corpus — policy wordings, market guidelines, regulatory notices, technical bulletins, and institutional knowledge.
→ Document corpus ingestion, chunking and embedding
→ Vector database setup and semantic search configuration
→ Retrieval pipeline optimisation (hybrid search, reranking)
→ Citation and source attribution on every answer
→ Freshness management and document lifecycle handling
→ Access control and data residency compliance
RAG SystemSearch InterfaceMaintenance Runbook
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Data Platforms & Engineering

Data Platforms & Engineering

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You cannot build reliable AI on unreliable data. We build the governed, quality-controlled, AI-ready data foundations that regulated organisations need — using Microsoft Fabric, Databricks, and Snowflake without vendor lock-in.

Foundation
Data Governance Framework
Without governance, data quality degrades faster than it can be cleaned. We design the rules, roles, and processes that establish data as a managed corporate asset — with clear ownership, quality standards, and accountability structures that actually work in insurance operations.
→ Data ownership and stewardship model design
→ Data dictionary and business glossary for specialty lines
→ Quality rules, validation standards and SLA definition
→ GDPR / UK GDPR compliance integration
→ Data lineage and provenance tracking
→ Policy and procedure templates for the data lifecycle
Governance FrameworkData DictionaryQuality Scorecards
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Infrastructure
Modern Data Platform Design & Build
Legacy insurance data architectures — patchwork ETL jobs, on-premise data warehouses, manual spreadsheet extracts — are incompatible with AI at scale. We design and build modern, cloud-native data platforms that make data accessible, reliable, and AI-ready.
→ Cloud data platform architecture (Azure, AWS, GCP)
→ Data lakehouse design (Delta Lake, Iceberg, Databricks)
→ ELT pipeline development with dbt, Airflow, Fivetran
→ Real-time and batch ingestion from insurance source systems
→ Data contracts and schema enforcement
→ Legacy system migration and modernisation
Platform ArchitectureData PipelinesMigration Plan
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Quality
Data Quality & Cleansing Programmes
You cannot build reliable AI on unreliable data. We run structured data quality programmes that identify, profile, and remediate the data quality issues blocking your AI ambitions — and put in place the controls to prevent them recurring.
→ Data profiling and quality baseline assessment
→ Deduplication, normalisation and standardisation
→ Historical data backfill and gap remediation
→ Ongoing data quality monitoring and alerting
→ Root cause analysis and prevention controls
→ Lloyd's CDR and ACORD data standard alignment
Quality AssessmentCleansed DatasetMonitoring Dashboard
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Analytics
Underwriting & Claims Analytics
Data becomes a business asset when it drives better decisions. We build the analytics products — models, dashboards, and self-service tools — that give underwriters, actuaries and claims teams the insights they need without depending on a data team for every query.
→ Underwriting performance analytics and portfolio monitoring
→ Loss ratio trend analysis by class, peril and geography
→ Claims frequency and severity modelling
→ Renewal retention and rate change analytics
→ Self-service analytics tool deployment (Power BI, Tableau, Looker)
→ Actuarial data mart design and build
Analytics ModelsExecutive DashboardsSelf-Service Tools
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Monetisation
Data Product & Monetisation Strategy
Insurers hold some of the most commercially valuable proprietary data in the economy — placement data, loss experience, risk intelligence, exposure aggregations. We help you identify, package, and monetise this data as internal decision products or external commercial offerings.
→ Data asset inventory and value assessment
→ Internal data product design (APIs, feeds, dashboards)
→ Third-party data monetisation business model design
→ Market benchmark and peer data sharing structures
→ Data licensing, consent and commercialisation frameworks
→ Aon GRIP / industry data marketplace strategy
Asset InventoryProduct SpecificationsCommercial Model
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Capability Building
Data Literacy & Capability Programmes
Technology alone does not deliver data-driven decisions. We design and deliver training programmes that build the data literacy — not just in data teams but across underwriting, claims, and operations — to ask the right questions and act on the answers.
→ Data literacy assessment and learning needs analysis
→ Bespoke training programmes for underwriting and claims teams
→ AI fluency workshops for senior leadership
→ Data champion programme design
→ Hands-on tool training (SQL, Power BI, Python basics)
Training CurriculumWorkshop MaterialsCapability Assessment
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AI Governance & Value

AI Governance & Value

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Every AI investment needs to be justified and sustained. We design the governance frameworks and value measurement structures that let you demonstrate returns to boards, satisfy regulators, and scale what works.

Regulatory & Compliance
AI Compliance & Governance Review
Lloyd's Blueprint Two, FCA AI principles, EU AI Act obligations, and ICO guidance are all in play for London Market firms. We audit your AI initiatives for compliance exposure and design the governance infrastructure to keep you ahead of the regulatory curve.
→ FCA AI principles alignment review
→ Lloyd's Blueprint Two data compliance assessment
→ EU AI Act risk classification for insurance use cases
→ Audit trail and explainability requirements design
→ Model risk management framework
Compliance Gap ReportRisk RegisterGovernance Policy Templates
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Measurement
AI Value & ROI Framework
AI investments are hard to justify without a clear measurement model. We design the value framework — metrics, baselines, attribution models, and reporting structures — that lets you track ROI from first deployment through production scale.
→ KPI definition for underwriting, claims and operational AI
→ Baseline measurement and A/B testing design
→ Time and cost savings attribution methodology
→ Monthly performance reporting design
Value FrameworkMeasurement PlaybookDashboard Template
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Marzal Labs AI Products

Marzal Labs AI Products

We don't just build for clients — we build products too. Production-ready AI solutions available now, each carrying the same XAI and HITL standards as everything we build. Deployed in your environment. IP retained by Marzal Labs.

Available Now
PolicyCompareIQ™
Insurance · Legal
AI-powered clause-level comparison for policies, contracts, and regulatory documents. Every material difference identified, severity-rated, and traced to its source clause.
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Available Now
ClassifierIQ™
Insurance · Financial Services
Intelligent classification and code-mapping engine. Classifies any input against your taxonomy, maps to target schema, and learns from every human correction.
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Available Now
D&O AnalyzerIQ™
Specialty Insurance · D&O
AI-powered Directors & Officers underwriting intelligence. Real-time risk assessment across nine risk vectors — XAI-sourced, analyst-validated.
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Coming Soon
TriageIQ™
Insurance · MGAs
Twelve specialised AI agents across four processing layers — taking a submission from receipt to fully processed, prioritised, and system-ready. Coming soon.
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